Valerie Warner is 71 years old — and owes $268,000 in student loans. Roughly 40 years ago she went to law school, but was only able to find work as a legal aid and later work in the public school system, which the Washington Post calls "a rewarding job but one that didn't pay enough to wipe out her loans." Later she earned a masters of education degree: All told, Warner borrowed a total of about $60,000 for her two advanced degrees. The amount seemed reasonable given the career trajectory that both credentials promised, but that path never materialized. Working a series of low-wage jobs, she went in and out of forbearance before ultimately defaulting. The balance ballooned to the current $268,000 total over the years due to collection fees and interest capitalization. And she's not the only one in debt. "On a dreary December afternoon, a group of senior citizens stood in the rain outside the Education Department pleading for relief from a debt that many fear will burden them for the rest of their lives..." Some sat in rocking chairs, cross-stitching their debt number in a pattern. Others held signs that read, "Time is running out, sunset our debt." Or wore T-shirts saying, "Debt relief before we die...." [A]ctivists are urging the U.S. Education Department to discharge the student debt of older borrowers who they say are in no position to repay. They say the department could use a little-known federal statute that considers a person's ability to pay within a reasonable time and the inability of the government to collect the debt in full. There are 2.8 million federal student loan borrowers aged 62 and older with a total of $121.5 billion in debt, more than 726,300 of them over the age of 71, according to the Education Department. Older borrowers are one of the fastest-growing segments of the government's student loan portfolio, and their Social Security benefits are subject to garnishment... The Education Department would only acknowledge receiving a memo from the Debt Collective, the group organizing the campaign, outlining the agency's authority to cancel the debt of older borrowers. The activist organization said it has been meeting with members of Congress, White House committees and Education Department officials about the matter since September. "Many of these folks have been borrowers for 20 or 30 years, with punishingly high interest rates. Their balances and the way they have dragged on for decades is just an indictment of the broken system and the failure of past relief efforts," said Eleni Schirmer, an organizer with the Debt Collective... According to the think tank New America, the number of Americans approaching retirement age with student loan debt has skyrocketed over 500 percent in the last two decades. Some have loans they took out to finance their college educations, while others took out federal Parent Plus loans or co-signed private loans for their children. The article points out that the U.S. government will garnish up to 15 percent of the Social Security income to recoup student loan debt, even if it means leaving recipients below the poverty line. But it also includes this quote from Adam Minsky, an attorney who specializes in student debt, about the prospects for federal action that survives challenges in the U.S. court system. "[A]s a practical matter, I don't think that judges and courts that have been hostile to mass debt relief would treat this differently from other programs that have been blocked or struck down."

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An anonymous reader quotes a report from TechCrunch: Lyft is suing the city of San Francisco, claiming the city unfairly charged the ride-hailing company over $100 million in taxes, Bloomberg reports. The lawsuit alleges that, over the course of five years, San Francisco unfairly labeled money earned by Lyft drivers as company revenue. In the complaint, Lyft maintains that its drivers are its customers, not employees. "Accordingly, Lyft recognizes revenue from rideshare as being comprised of fees paid to Lyft by drivers, not charges paid by riders to drivers," the complaint reads.

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A new report reveals that the VW Group left sensitive data for 800,000 electric vehicles from Audi, VW, Seat, and Skoda poorly secured on an Amazon cloud, exposing precise GPS locations, battery statuses, and user habits for months. Carscoops reports: It gets worse. A more tech-savvy user could reportedly connect vehicles to their owners' personal credentials, thanks to additional data accessible through VW Group's online services Crucially, in 466,000 of the 800,000 cases, the location data was so precise that anyone with access could create a detailed profile of each owner's daily habits. As reported by Spiegel, the massive list of affected owners isn't just a who's-who of regular folks. It includes German politicians, entrepreneurs, Hamburg police officers (the entire EV fleet, no less), and even suspected intelligence service employees. Yes, even spies may have been caught up in this digital debacle. This glaring error originated from Cariad, a VW Group company that focuses on software, due to an error that occurred in the summer of 2024. An anonymous whistleblower used freely accessible software to dig up the sensitive information and promptly alerted Chaos Computer Club (CCC), Europe's largest hacker association. CCC wasted no time contacting Lower Saxony's State Data Protection Officer, the Federal Ministry of the Interior, and other security bodies. They also gave VW Group and Cariad 30 days to address the issue before going public. According to CCC, Cariad's technical team "responded quickly, thoroughly and responsibly," blocking unauthorized access to its customers' data.

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Accidental missile attacks on commercial airliners have become the leading cause of aviation fatalities in recent years (Warning: source paywalled; alternative source), driven by rising global conflicts and the proliferation of advanced antiaircraft weaponry. Despite improvements in aviation safety overall, inconsistent risk assessments, political complexities, and rapid military escalations make protecting civilian flights in conflict zones increasingly difficult. The Wall Street Journal reports: The crash Wednesday of an Azerbaijan Airlines jetliner in Kazakhstan, if officially confirmed as a midair attack, would be the third major fatal downing of a passenger jet linked to armed conflict since 2014, according to the Flight Safety Foundation's Aviation Safety Network, a global database of accidents and incidents. The tally would bring to more than 500 the number of deaths from such attacks during that period. Preliminary results of Azerbaijan's investigation into the crash indicate the plane was hit by a Russian antiaircraft missile, or shrapnel from it, said people briefed on the probe. "It adds to the worrying catalog of shootdowns now," said Andy Blackwell, an aviation risk adviser at security specialist ISARR and former head of security at Virgin Atlantic. "You've got the conventional threats, from terrorists and terrorist groups, but now you've got this accidental risk as well." No other cause of aviation fatalities on commercial airliners comes close to shootdowns over those years, according to ASN data. The deadliness of such attacks is a dramatic shift: In the preceding 10 years, there were no fatal shootdowns of scheduled commercial passenger flights, ASN data show. The trend highlights the difficulty -- if not impossibility -- of protecting civilian aviation in war zones, even for rigorous aviation regulators, because of the politics of war. Early last century similar woes plagued sea travel, when belligerents targeted ocean transport. Increasing civilian aviation deaths from war also reflect both a growing number of armed conflicts internationally and the increasing prevalence of powerful antiaircraft weaponry. If a missile was indeed the cause of this week's disaster, it would mean that the three deadliest shootdowns of the past decade all involved apparently unintended targetings of passenger planes flying near conflict zones, by forces that had been primed to hit enemy military aircraft. Two of those incidents were linked to Russia: Wednesday's crash of an Embraer E190 with 67 people aboard, of whom 38 died, and the midair destruction in 2014 of a Malaysia Airlines Boeing 777 flying over a battle zone in Ukraine, on which all 298 people aboard died. The other major downing was the mistaken shooting in 2020 by Iranian forces of a Ukraine International Airlines Boeing 737 departing Tehran, killing all 176 people onboard. Iran's missile defense systems had been on alert for a potential U.S. strike at the time.

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An anonymous reader quotes a report from The Independent: The two professions associated with the lowest levels of death due to Alzheimer's disease may be surprising. Taxi and ambulance drivers were found to have the lowest proportion of deaths of more than 440 occupations that were considered in a new observation-based study from Massachusetts physicians. Alzheimer's disease is a type of dementia that affects memory, thinking, and behavior. It impacts millions of Americans and is one of the top 10 causes of death in the US. While the study's findings cannot confirm a direct link between the professions and reduced risk, its researchers said they raise the possibility that memory-intensive driving occupations could be associated with some protection. "We view these findings not as conclusive, but as hypothesis-generating," they said, noting that no resolute conclusions can be drawn about cause and effect. The jobs require frequent spatial and navigational processing: the ability to sense and incorporate information about the location of objects around them. Although, the trend was not seen in other related jobs, like driving a bus or piloting an aircraft. It was also not seen in other forms of dementia, which suggests changes in the hippocampus region of the brain -- which is used for spatial memory and navigation -- may account for the reduction. The hippocampus, located deep within the brain, has been shown to be enhanced in London taxi drivers compared to the general population. The region is also one of the parts of the brain involved in the development of Alzheimer's disease. [...] The authors acknowledged that there were limitations, including that individuals who are at higher risk of developing Alzheimer's disease may be less likely to enter driving occupations. However, they said this is unlikely because disease symptoms typically develop after working age. "Further research is necessary to definitively conclude whether the spatial cognitive work required for these occupations affects the risk of death from Alzheimer's disease and whether any cognitive activities can be potentially preventive," they said. The research has been published in the journal The BMJ.

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BrianFagioli shares a report from BetaNews: It might sound unbelievable, but the human brain processes information at just 10 bits per second! Yes, folks, that's slower than the internet speeds many of us endured during the early days of dial-up. While our senses take in billions of bits of data every second, our brain intelligently sifts through the chaos, letting through only what's important. This is no accident. Researchers Jieyu Zheng and Markus Meister explain in their study, The Unbearable Slowness of Being, that the brain is built this way for survival. Instead of getting overwhelmed by a flood of details, the brain has a system to focus on what matters most. It ensures we act quickly and effectively without being bogged down by unnecessary information. [...] The slow pace of the human brain might seem like a drawback in today's fast-paced world, but it has been sufficient for survival throughout human history. Evolution prioritized efficiency over speed, enabling the brain to focus on critical tasks without wasting energy. While machines continue to outpace us in raw processing power, the human brain remains unmatched in its ability to prioritize and adapt. The study raises an important question: Why does a brain capable of such complexity operate at such a slow rate?

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jjslash shares a report from TechSpot: A Valve employee recently provided PC Gamer with a rough calculation of the company's per-employee income, revealing that Valve generates more money per person than several of the world's largest companies. While the data is a few years old and doesn't account for some significant recent trends in the tech sector, Valve's ranking in this metric likely hasn't shifted much over that time. Exact figures for Valve's per-hour and per-employee net income remain redacted. However, a chart from 2018 confirms that Valve's per-employee income exceeded that of companies like Facebook, Apple, Netflix, Alphabet/Google, Microsoft, Intel, and Amazon. Facebook ranks second with a high revenue per employee of $780,400 annually, or $89 per hour, surpassing competitors like Apple and Microsoft due to its relatively smaller workforce of under 70,000. Amazon, by contrast, with over 1.5 million employees, earns significantly less per employee at $15,892 annually, or $1.81 per hour. Further reading: Valve Runs Its Massive PC Gaming Ecosystem With Only About 350 Employees

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The implementation of the Corporate Transparency Act -- a law aimed at getting shell companies to disclose their true ownership -- was paused again just days before a reporting deadline was set to take effect, as a federal appeals court handed the case to a panel for further consideration. From a report: In a court filing late Thursday, the Fifth Circuit Court of Appeals vacated a stay on a national injunction the court had issued Monday that reinstated the Jan. 1 reporting deadline for millions of companies. The lifting of the stay means the January filing deadline will be postponed once again and bars the government and the Treasury Department from enforcing the law, pending oral arguments before the court's so-called merits panel, a group of judges tasked with considering appeals. The Corporate Transparency Act, a bipartisan law passed in 2021 to curtail the use of anonymous shell companies and help track flows of illicit money, would require companies to file beneficial ownership information with the Treasury's Financial Crimes Enforcement Network or face the possibility of penalties such as fines and jail time. The law could cover more than 32 million small businesses nationwide.

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On Christmas Day, the social media app Bluesky added a list of Trending topics to its mobile app, allowing users to see which subjects are popular among its community. The Verge reports: The new feature can be found by selecting the search icon (the magnifying glass), which appears at the bottom of the screen on the mobile app and on the left sidebar on the web. Lists of Trending and Recommended subjects now appear below the search bar. Tap on any topic, and you will be able to access the associated posts. [...] According to the announcement, the new feature is "V1" (it is marked as a Beta on the app) and "we will be iterating with your feedback."

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An anonymous reader quotes a report from The Guardian: Despite having an endless amount of music to pair with their short, scrollable videos, TikTok users have been raiding the back catalogues of artists from yesteryear including Bronski Beat and Sade to soundtrack their posts. This year set a new high for use of old tracks on British TikTok posts, with tunes more than five years old accounting for 19 out of its 50 top tracks this year. It is the highest proportion since TikTok started monitoring the trend in 2021, when just 8 out of the 50 tracks were from back catalogues. The trend is also global, with 20 out of the top 50 tracks worldwide coming from back catalogues, led by 80s hit Forever Young by German synth-pop band Alphaville. Here are the top back catalogue tracks (must be more than five years old) on TikTok this year: 1. Blood Orange - Champagne Coast [2011]: 1.1m posts 2. Alphaville - Forever Young [1984]: 458,000 posts 3. Redbone - Come and Get Your Love [1974]: 386,000 posts 4. Tom Odell - Another Love [2012]: 238,000 posts 5. Pavement - Harness Your Hopes [1999]: 219,000 posts 6. Natasha Bedingfield - Unwritten [2004]: 207,000 posts 7. Christina Aguilera - Genie in a Bottle [1999]: 207,000 posts 8. Sade - Kiss of Life [1993]: 194,000 posts 9. Sophie Ellis Bextor - Murder on the Dancefloor [2001]: 191,000 posts 10. The Fray - Look After You [2005]: 188,000 posts

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There's been an explosion of interest among senior executives -- including C-suite leaders -- in going gig, or "fractional." From a report: "People don't want to go back to pre-COVID -- [they] want control, more work-life-balance, and a say over who they work with and how they work," Karina Mikhli, founder of Fractionals United, a 13,000-member community group, tells Axios in an email. A fractional leader is someone with lengthy experience who works part-time and long-term to help run and represent a company, according to Mikhli. They are "on the org chart and have a seat at the leadership table," she says. Consultants, on the other hand, sit outside of organizations and work on a project basis. Khadijah Robinson, a fractional COO for young companies, started committing to the role at the start of 2023 after being burnt out from "a nonstop decade of go, go, go," she tells Axios. "I also wanted to be able to work on multiple things," she says.

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Hackers have compromised several different companies' Chrome browser extensions in a series of intrusions dating back to mid-December, according to one of the victims and experts who have examined the campaign. From a report: Among the victims was the California-based Cyberhaven, a data protection company that confirmed the breach in a statement to Reuters on Friday. "Cyberhaven can confirm that a malicious cyberattack occurred on Christmas Eve, affecting our Chrome extension," the statement said. It cited public comments from cybersecurity experts. These comments, said Cyberhaven, suggested that the attack was "part of a wider campaign to target Chrome extension developers across a wide range of companies." Cyberhaven added: "We are actively cooperating with federal law enforcement." The geographical extent of the hacks was not immediately clear.

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President Biden on Monday signed the SHARE IT Act (H.R. 9566) into law, mandating federal agencies share custom-developed code with each other to prevent duplicative software development contracts and reduce the $12 billion annual government software expenditure. The law requires agencies to publicly list metadata about custom code, establish sharing policies, and align development with best practices while exempting classified, national security, and privacy-sensitive code. FedScoop reports: Under the law, agency chief information officers are required to develop policies within 180 days of enactment that implement the act. Those policies need to ensure that custom-developed code aligns with best practices, establish a process for making the metadata for custom code publicly available, and outline a standardized reporting process. Per the new law, metadata includes information about whether custom code was developed under a contract or shared in a repository, the contract number, and a hyperlink to the repository where the code was shared. The legislation also has industry support. Stan Shepard, Atlassian's general counsel, said that the company shares "the belief that greater collaboration and sharing of custom code will promote openness, efficiency, and innovation across the federal enterprise."

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Montenegro has approved the extradition of cryptocurrency entrepreneur Do Kwon to the United States over his role in the collapse of TerraUSD and Luna tokens, which wiped out $40 billion from investors and destabilized global crypto markets. The BBC reports: "The Minister of Justice, Bojan Bozovic, issued a decision approving the extradition of the accused, Kwon Do Hyung, to the United States of America," the Ministry of Justice announced said in a statement. "It was concluded that the majority of the criteria prescribed by law favor the extradition request from the competent authorities of the United States of America," the statement said. It added that Kwon had consented to be extradited to both South Korea and the United States. In February, US regulators charged Kwon and his company Terraform Labs with "orchestrating a multi-billion dollar crypto asset securities fraud." "We allege that Terraform and Do Kwon failed to provide the public with full, fair, and truthful disclosure as required for a host of crypto asset securities, most notably for Luna and TerraUSD," US Securities and Exchange Commission (SEC) chairman Gary Gensler said in a statement at the time. The US alleged that Kwon repeatedly claimed that the tokens would increase in value, and misled investors about the stability of TerraUSD.

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An anonymous reader quotes a report from Ars Technica: Apparently Hertz's purging of electric vehicles from its fleet isn't going fast enough for the car rental giant. A Reddit user posted an offer they received from Hertz to buy the 2023 Tesla Model 3 they had been renting for $17,913. Hertz originally went strong into EVs, announcing a plan to buy 100,000 Model 3s for its fleet by the end of 2021, but 16 months later had acquired only half that amount. The company found that repair costs -- especially for Teslas, which averaged 20 percent more than other EVs -- were cutting into its profit margins. Customer demand was also not what Hertz had hoped for; last January, it announced plans to sell off 20,000 EVs. Asking its customers if they want to purchase their rentals isn't a new strategy for Hertz. "By connecting our rental customers who opt into our emails to our sales channels, we're not only building awareness of the fact that we sell arsenal but also offering a unique opportunity to someone who may be in the market for the same car they have on rent," Hertz communications director Jamie Line told The Verge. Hertz is advertising a limited 12-month, 12,000-mile powertrain warranty for each EV, and customers will have seven days to return the car in case of profound buyer's regret.

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A ninth U.S. telecommunications company has been compromised in a Chinese espionage campaign that targeted private communications, particularly around Washington D.C., White House Deputy National Security Adviser Anne Neuberger said Friday. The intrusion, part of the "Salt Typhoon" operation that previously hit eight telecom firms, allowed hackers to access customer call records and private messages. While the total number of affected Americans remains unclear, many targets were government officials and political figures in the Washington-Virginia area.

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Meta is betting that characters generated by AI will fill its social media platforms in the next few years as it looks to the fast-developing technology to drive engagement with its 3 billion users. From a report: The Silicon Valley group is rolling out a range of AI products, including one that helps users create AI characters on Instagram and Facebook [non-paywalled source], as it battles with rival tech groups to attract and retain a younger audience. "We expect these AIs to actually, over time, exist on our platforms, kind of in the same way that accounts do," said Connor Hayes, vice-president of product for generative AI at Meta. "They'll have bios and profile pictures and be able to generate and share content powered by AI on the platform ... that's where we see all of this going," he added. Hayes said a "priority" for Meta over the next two years was to make its apps "more entertaining and engaging," which included considering how to make the interaction with AI more social.

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The British-Canadian computer scientist often touted as a "godfather" of artificial intelligence has shortened the odds of AI wiping out humanity over the next three decades, warning the pace of change in the technology is "much faster" than expected. From a report: Prof Geoffrey Hinton, who this year was awarded the Nobel prize in physics for his work in AI, said there was a "10 to 20" per cent chance that AI would lead to human extinction within the next three decades. Previously Hinton had said there was a 10% chance of the technology triggering a catastrophic outcome for humanity. Asked on BBC Radio 4's Today programme if he had changed his analysis of a potential AI apocalypse and the one in 10 chance of it happening, he said: "Not really, 10 to 20 [per cent]."

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Following its record-breaking closest approach to the Sun, NASA's Parker Solar Probe has transmitted a beacon tone back to Earth indicating it's in good health and operating normally. NASA: The mission operations team at the Johns Hopkins Applied Physics Laboratory (APL) in Laurel, Maryland received the signal just before midnight EST, on the night of Dec. 26. The team was out of contact with the spacecraft during closest approach, which occurred on Dec. 24, with Parker Solar Probe zipping just 3.8 million miles from the solar surface while moving about 430,000 miles per hour. The spacecraft is expected to send back detailed telemetry data on its status on Jan. 1. This close-up study of the Sun allows Parker Solar Probe to take measurements that help scientists better understand how material in this region gets heated to millions of degrees, trace the origin of the solar wind (a continuous flow of material escaping the Sun), and discover how energetic particles are accelerated to near light speed. Previous close passes have helped scientists pinpoint the origins of structures in the solar wind and map the outer boundary of the Sun's atmosphere.

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A wave of fraudulent copyright takedowns on YouTube has exposed vulnerabilities in the platform's content moderation system, enabling anonymous users to threaten creators' channels through false legal claims, The Verge is reporting. Several gaming content creators, including a channel with 1.5 million subscribers, received takedown notices from someone impersonating Nintendo's legal team. Though YouTube acknowledged the false claims, the company declined to explain how it verifies takedown requests or detail measures to prevent abuse of its copyright system.

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